Own Your Finances
Search
Close this search box.
Own Your Finances

Own Your Finances

With: Sharon Lechter

About the Episode

Beat the rat race and start making money work for you!

Join internationally-recognized financial literacy expert, keynote speaker, and business mentor, Sharon Lechter, as she breaks down the basics of taking control of your finances. She gives an inside look at financial literacy and provides actionable steps for you to take control of your financial future.

Listen today and make the most out of your income!

What We Discuss

Financial assets are divided into several categories. Owning a business, real estate, a house, and having a tenant paying rent are all considered assets, while paper assets include stocks, bonds, mutual funds, IRAs, 401ks, and other investments that generate a cash flow. Through these, we gain the ability to maintain a style of living while they continue to work and generate income.

Unfortunately, the vast majority of people chase money in the form of a salary, which can cause stress and health problems throughout life. When they finally reach the end of their career, they’re often left wondering if this is all there is. Other people are having to work — not choosing to work — into their sixties and seventies because they can’t afford to retire.

Diversifying Your Portfolio

Building your assets gradually throughout your life means that when you decide to stop working, your quality of life doesn’t change because those assets are there generating income for you. Maxing out your 401k, particularly if your company matches it, is a great place to start because it gives you the tax deduction of what you’re putting into the 401k. But don’t rely on only that for your financial future.

Have a side business or an addition of some sort to your bonuses and raises. Turn that into an investment portfolio outside your 401k for a larger variety of assets to support you. Where you invest can align with your values and interests, such as investing in farmland, technology, and other industries you want to be part of your future. Get educated. Spend time looking into the possibilities and think about what you want your future to look like.

From Victim to Victor

We may not be able to control the economy, but we can control what’s in our wallets. Too many people are controlled by their money and because of that, they lose their health. Stand in your own power and take control of your finances because either you’re in control of your money or it’s in control of you.

A recent survey showed 80-85% of millennials and Gen Z’s number one concern is money. It wasn’t that way 10 years ago when older generations had this fairytale vision of their future. Today, these younger generations are scared to death.

We’re seeing an increase in mental health issues in these younger generations, which means many of them are missing out on opportunities because they’re not performing at their peak. This only adds to the worry over money, so the issue becomes getting off the rat wheel and moving from victim to victor.

Take Action and Own Your Finances

True success comes from taking your passion, confidence, and talent, and finding the power of association. You don’t have to be the smartest person in the room. You have the right people around you to help challenge you and open doors for you. Start asking for help. Find somebody that can help educate you or mentor you. Start reading and filling your brain with possibility, not fear. When you bring in that hope and possibility, the fear gets pushed out.

With the pandemic came a layer of negativity coating everything, and when we allow ourselves to be bombarded by negativity, we stop moving. We can’t take control of our quality of life and our finances if we stop moving.

Listen to this episode and learn how you can own your finances in this information-packed episode!

Guest Bio

Sharon Lechter is internationally recognized as a financial literacy expert, keynote speaker and business mentor. She is a 5-time New York Times Bestselling author, successful entrepreneur, philanthropist, CPA, and has advised two US Presidents on the topic of financial literacy. Sharon’s newest title, Exit Rich, supports entrepreneurs in building value and scalability in their businesses so they can be in the position of greatest potential.

Links

Twitter, IG, LinkedIn, Clubhouse: @sharonlechter
FB: @authorsharonlechter
https://sharonlechter.com/
https://sharonlechter.com/podcast/
www.personalsuccessequation.com

Our Providers
Quick Links
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo.
Own Your Finances
Own Your Finances

WHY DO WE DO THIS TEST?

This test looks for the inappropriate presence of bacteria in the small intestine known as Small Intestinal Bacterial Overgrowth or “SIBO”.

LOCATION PERFORMED

At home

SPECIMEN TYPE

Breath

COLLECTION INSTRUCTIONS

COST

$85-$225 depending on insurance coverage. 

Own Your Finances
Own Your Finances

WHY DO WE DO THIS TEST?

This test evaluates the presence of harmful mycotoxins (toxins produced by molds).

LOCATION PERFORMED

At Home

SPECIMEN TYPE

Urine

COLLECTION INSTRUCTIONS

SPECIAL INSTRUCTIONS

Glutathione for 1 week, then bath or sauna.

COST

$699

INSURANCE

Fully covered by Medicare. Repeat test prices $249

Own Your Finances
Own Your Finances

WHY DO WE DO THIS TEST?

This test evaluates the genetic profile for multiple health indicators. Click here for more information.

LOCATION PERFORMED

At home

SPECIMEN TYPE

Blood Spot

COST

$319

INSURANCE

No insurance accepted

COLLECTION INSTRUCTIONS

Own Your Finances
Own Your Finances

WHY DO WE DO THIS TEST?

This company can test for lyme, babesia, bartonella and additional tick-borne illnesses. Click here for more information.

LOCATION PERFORMED

In office

SPECIMEN TYPE

Blood

COST

around $1600 (depends on panel selected)

INSURANCE

Fully covered by Medicare. May be reimbursed with PPO plans.
Own Your Finances
Own Your Finances

WHY DO WE DO THIS TEST?

This test evaluates the presence of harmful mycotoxins (toxins produced by molds).

LOCATION PERFORMED

At home

BLOOD FLUID

Urine

SPECIAL INSTRUCTIONS

Glutathione for 1 week, then bath or sauna.

COST

$299

INSURANCE

No insurance accepted
Own Your Finances
Own Your Finances

WHY DO WE DO THIS TEST?

This test evaluates a wide range of environmental toxins that may be leading to harmful health effects.

LOCATION PERFORMED

At home

BLOOD FLUID

Urine

SPECIAL INSTRUCTIONS

Glutathione for 1 week, then bath or sauna.

COST

$199

INSURANCE

No insurance accepted $30 discount given if done with mycotoxins.
Own Your Finances
Own Your Finances

WHY DO WE DO THIS TEST?

Blood work for blood count, urinalysis and vitamin levels.

LOCATION PERFORMED

BLOOD FLUID

Blood

NOTES

You often have to fast for these tests-please check your providers notes.

COST

Depending on the test, deductible or copay may apply.

INSURANCE

Depends on insurance coverage, deductible or copay may apply.
Own Your Finances
Own Your Finances

WHY DO WE DO THIS TEST?

Glyphosate (“Round Up”) is a pesticide that is widely used and this test indicates the body’s levels.

LOCATION PERFORMED

At home

BLOOD FLUID

Urine

SPECIAL INSTRUCTIONS

Glutathione for 1 week, then bath or sauna.

COST

$99 ($69 if performed with mycotoxins or environmental toxins).

INSURANCE

No insurance accepted $30 discount given if done with mycotoxins or GPL Tox.
Own Your Finances
Own Your Finances

WHY DO WE DO THIS TEST?

This test evaluates many measures including micronutrients, antioxidants, minerals, detox, overview of gut function, omegas and toxic exposure. Click here for more information.

LOCATION PERFORMED

At home.

SPECIMEN TYPE

Urine

COST

$179 – $400

INSURANCE

Depending on insurance coverage. Fully covered by Medicare.

INSTRUCTIONS

Own Your Finances
Own Your Finances

WHY DO WE DO THIS TEST?

This test evaluates the gut function and indicates microbiome balance, overgrowth, infection, inflammation, parasites and digestive efficacy. Click here for more information.

LOCATION PERFORMED

At home

SPECIMEN TYPE

Stool

COST

$179-$425 depending on insurance coverage.

INSURANCE

Depending on insurance coverage. Fully covered by Medicare.

SPECIAL INSTRUCTIONS

No probiotics for one week.

VIDEO INSTRUCTIONS

Own Your Finances
Own Your Finances

WHY DO WE DO THIS TEST?

This test evaluates the full menstrual cycle, female hormones, and adrenal profile.

LOCATION PERFORMED

At home

BLOOD FLUID

Urine

COST

$160-$329

INSURANCE

Depending on insurance coverage. Fully covered by Medicare.

NOTES

Must be off hormones in order to do the testing.
Own Your Finances
Own Your Finances

WHY DO WE DO THIS TEST?

This test is specifically for a tick-borne illness called “Bartonella”.

LOCATION PERFORMED

In office

BLOOD FLUID

Blood

COST

$260

INSURANCE

No insurance accepted
Own Your Finances
Own Your Finances

WHY DO WE DO THIS TEST?

This test evaluates the presence of potentially harmful heavy metals stored in the body.  Click here for more information.

LOCATION PERFORMED

At home

SPECIMEN TYPE

Urine

COST

Testing: $79 x2 paid to Doctor’s Data
DMSA: $38 paid to Johnson’s Compounding Pharmacy

INSURANCE

Not covered by Insurance
Own Your Finances
Own Your Finances

WHY DO WE DO THIS TEST?

This test measures saliva cortisol testing throughout the course of one day and informs us where there might be an adrenal imbalance.

LOCATION PERFORMED

At home

BLOOD FLUID

Saliva

COST

$80

INSURANCE

No insurance coverage

Own Your Finances
Own Your Finances

WHY DO WE DO THIS TEST?

This test is designed to look at food sensitivities (IgG immune responses). It is available in both a 99 or 184 panel. Click here for more information.

LOCATION PERFORMED

In office

SPECIMEN TYPE

Blood

COST

$129-238

INSURANCE

No insurance accepted